20 Financial Considerations for Retirement

Photo by stanlee639 Not All Debt is the Same There are many ways to borrow money, some far worse than others. The most expensive method people commonly use to borrow money is the payday loan. Payday loans often have annualized interest rates over 100%. The next worst method to borrow money is also the most…

Photo by xJason.Rogersx 8. Boulder, Colorado Nestled aside the majestic Rocky Mountains, northwest of Denver, Boulder is the nature lover’s paradise. The city features world-class skiing, camping, hiking, and biking, as well as great restaurants, museums, and public libraries. In this city of 100,000 residents, the median income is $65,000 per year, with most working…

The Road to Serfdom by Friedrich von Hayek Written in the early 1940’s, The Road to Serfdom is must read for anyone who is interested in how free societies become totalitarian. Hayek, an Austrian economists and philosopher, left his home to live in Britain during the rise of National Socialism. Hayek set out to explain…

Under-Reporting Cash Business Income Many businesses accept cash payments. The owners of these business are often able to pocket a percentage of their sales as unreported income. A hairdresser, for example, might charge $7 for a haircut and then spend the cash on lunch instead of reporting it as business income. Claiming Unreimbursed Employee Expenses…

  3. Don’t force them If a relationship has to be forced, it isn’t good for you. Professionally, you may need to work hard to forge a relationship but there is a difference between hard work demonstrating ability and stalking a potential client’s Facebook page. When someone tries to force a relationship it pushes people…