1. Bring in More Money Than You Spend Although many people will believe that this money saving tip belongs in the “duh” category, it is probably one of the most important on our list. No matter what your age might be, by consistently having a focus on spending less money than you make each month…
1. Make a Realistic Budget It doesn’t matter if you only have a part-time job or are working full time, one of the basic money management tips for young people is to make a realistic budget. Without taking a hard look at one’s bills, desired savings amount, and more, it is very easy for a…
1. Make a Realistic Budget before Moving There have been numerous individuals who have fallen in love with the idea of living and working abroad as an expat only to return home in less than a year due to financial issues. A common theme with many of these people is failing to make a realistic…
1. Review Long Term Goals Together A common mistake that married couples make before retirement is failing to review their long-term goals together. Whether you have already retired, or do not plan to do so for a number of years, sitting down with one’s spouse as early as possible to discuss family goals is critical…
1. Plan to Live a Long Time In almost every developed country, people are living longer today than in the past. No matter how good of a job one does at planning for retirement, one of the biggest financial considerations that should not be overlooked is the expected length of time one will be alive…
Americans take into account different factors when choosing where to live. For some, the quality of schools is important. For others, the strength of the local economy or personal safety takes priority. To determine the best cities to live in, we used the data provided by 24/7 Wall St., Time magazine, and the U.S. Census…
From business to romance, here are 10 tips for having better relationships. 1. Be open and straightforward about your intent The more open you are about what you want from a relationship, the more likely you will get it—or at least not end up wasting your time in a relationship that you won’t. If you…
The Law by Frédéric Bastiat Influenced heavily by John Locke and Henry Hazlitt, The Law is an exploration of individual rights and the proper role of government. Bastiat lays out the case for individual rights of man and the morality of defending those rights. The State, being a collective of individual forces, is properly used…
Photo by Tomitheos Reducing the burden of taxes is one of the best ways people can improve their financial situation, but some methods of avoiding taxes are less legal than others. Here are the most popular techniques that people use to lower their tax bills that can cause them serious legal problem. Not Reporting Tips…
Photo by David Pinkerton Our grandparents knew a lot about money. They survived the Great Depression and then financed concurrent wars against Nazi Germany and imperial Japan. Each generation since then has learned less about money than the generation before it. This has resulted in a truly embarrassing trade deficit, the runaway federal debt, and…