Anger is a powerful emotion. Often, once we’re not angry, we regret things we said or did. Relationships can withstand some of this, but in general it weakens the relationship. You can apologize, but you can never really take back you words. So before you tell your boss what’s on your mind, swear at your landlord, or curse your in-laws, take a step back, breathe and decide if it’s really worth it.
9. Minimize or Eliminate Debt A big financial consideration for most Americans is how much debt to take into the retired years. Once one transitions to a fixed income, it becomes a big challenge to tackle the unexpected if already carrying a large debt load. One of the primary bills to pay down (or off)…
Photo by bceichman02 Not Reporting Gambling Winnings If you won $30 at last weekends poker game, the government expects to share in your good fortune. Not reporting your gambling winnings as income could end you up in federal prison for tax evasion.
9. Take a Hard Look at Workplace Retirement Benefits Prior to getting to the point of retiring, each working spouse in a marriage should take a hard look at their respective retirement benefits via their job. In many cases, one may qualify for retiree health insurance after leaving the job. Another important factor is to…
Photo by David Gn Photography Savings Mean Security We don’t save money so that we can sit in our mansions surrounded by piles of cash like Scrooge McDuck. We save money so that we can live normal and happy lives when things go wrong. A family with no savings is immediately thrown into chaos when…
Photo by clry2 2. Newton, Massachusetts A suburb of Boston, Newton is one of the best cities to live in. Crime rates are just a fraction of national figures. And while total employment rose only 0.5% between 2011 and 2013, the city’s unemployment rate remained below 5% during the same period. Students have access to…
9. Start Building Credit Although it seems counter-intuitive at first, it does become a necessary evil for a young adult to take on some debt to show that one can manage it well. This helps build a credit history and earn the bet credit score possible. Combined with the young person’s credit report, the financial…